Trading Info

Fees

1. Spreads

In financial markets, the spread is the difference between the buy price and the sell price. In order to see the actual spread for the instrument, go to CFDs list.

2. Deposit Fees

Ainvesting does not charge any fees for deposits.

3. Withdrawal Fees

Ainvesting does not charge any fees for withdrawals from activated accounts. Ainvesting charges a fee of 3% of the deposited amount, but no less than $20, for withdrawals from accounts that have not provided the necessary information and documents for activation of the account.

4. Premium Charges

If a trader keeps a position open after approximately 22:00GMT (21:00DST)) he/she will pay a special funding premium that will be deducted from the trader`s account. The special Premium is displayed at "Details" section on Ainvesting trading platform and it covers the benefit/cost of the associated funding.

There is a trade settlement day that occurs 2 business days after the trading day (open/close positions) (called T+2) and it is called value day.

If you wish to have more information on Premium Sell and Premium Buy Charges for each of the offered instruments, you may see the full CFDs list.

Example of Opening a Position and holding it over the night: You signed up and deposited $1,000 via credit card:

  • Balance: $1,000 (Deposits - Withdraws + P&L of closed positions).
  • P&L = $0 (total profit and loss of all open positions including Premium).
  • Available Balance: $1,000 (Balance + P&L of open positions - Initial Margins).
  • Equity: $1,000 (Balance + P&L of open positions).

On Monday at 1:00pm - you press 'Buy' EUR/USD which is trading at: (Sell 1.05034/Buy 1.05064).

Your criteria:

  • Balance (Deposits - Withdraws + P&L of closed positions+ P&L of open positions): $1,002.2 ($1,000 – 0 + $4 + (-$1.8))
  • Premium: -1.8 pips = -$1.8
  • P&L = $0
  • Equity: $1,002.2

* In case you decide keep the trade opened over another night, the charge will apply again per each night.

Example of Opening a Position and holding it over the night: You signed up and deposited $1,000 via credit card:

  • Balance: $1,000 (Deposits - Withdraws + P&L of closed positions).
  • P&L = $0 (total profit and loss of all open positions including Premium).
  • Available Balance: $1,000 (Balance + P&L of open positions - Initial Margins).
  • Equity: $1,000 (Balance + P&L of open positions).

On Monday at 1:00pm - you press 'Sell' Gold which is trading at: (Sell $1,199.65/Buy $1,200.35) per ounce.

Your criteria:

  • Number of ounces: 10.
  • The total amount you sold is: 10*$1,199.65 = $11,996.50
  • Premium Sell: -25 pips
  • Pip value: 1 pip= $0.1
  • >

You hold the deal over the night (10PM GMT- 9PM GMT DST) and Premium charge applied (-$2.5)

You decide to close it on next day (Tuesday) at $1,200.65

Your criteria:

  • Balance (Deposits - Withdraws + P&L of closed positions+ Premium): $987.5 ($1,000 – 0 -$10 + (-$2.5))
  • Premium : -25 pips = -$2.5
  • P&L = $0
  • Equity: $987.5

* In case you decide keep the trade opened over another night, the charge will apply again per each night.

5. Non-complying Accounts closing fees

In cases where one month after the Company had requested from the Client the information and documents necessary for activating the account, the Client has not taken any steps to fulfill all or part of the request, their account shall be deemed a Non-complying account. An account which is considered a Non-complying one shall be closed by the Company and if an amount has been deposited to that account, it shall be returned to the Client. In the event of such return, a fee of 3% of the deposited amount, but no less than 20$, shall be withheld before the return.

6. Inactivity Fee

An Inactive Account will be subject to a monthly fee of $15. An account is considered inactive if there has been no trading activity for a period of 1 month.

7. Dormant Account Maintenance Fee

A Dormant Account Maintenance Fee of $150 USD per month is applied to Ainvesting accounts that are inactive for one year or more. An account is considered dormant if there has been no trading activity for a period of one year.

Trading CFDs involves significant risk of loss. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 63.9% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.